Oak View National Bank vs Farmers Bank of Appomattox
Side-by-side bank health comparison using FDIC financial data
Verdict
Oak View National Bank has a stronger Bank Health Score of 98/100 (A) compared to Farmers Bank of Appomattox at 91/100 (A), a difference of 7 points. Oak View National Bank holds a Tier 1 capital ratio of 15.26% and an NPL ratio of 0.01%.
| Metric | Oak View National Bank | Farmers Bank of Appomattox |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 98/100 (A)* | 91/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.3% | 19.2%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.7% |
| Liquidity Ratio Cash and liquid assets vs obligations | 45.6%* | 31.0% |
| Return on Assets Profitability metric (above 1% is strong) | 1.4%* | 0.8% |
| Total Assets | $630M | $344M |
| Total Deposits | $528M | $308M |
| Location | Warrenton, Virginia | Appomattox, Virginia |
Oak View National Bank has a stronger Bank Health Score of 98/100 (A) compared to Farmers Bank of Appomattox at 91/100 (A), a difference of 7 points. Oak View National Bank holds a Tier 1 capital ratio of 15.26% and an NPL ratio of 0.01%.