Northway Bank vs Franklin Savings Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Northway Bank has a stronger Bank Health Score of 84/100 (A) compared to Franklin Savings Bank at 82/100 (A), a difference of 2 points. Northway Bank holds a Tier 1 capital ratio of 14.75% and an NPL ratio of 0.38%.
| Metric | Northway Bank | Franklin Savings Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 84/100 (A)* | 82/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 14.7%* | 13.7% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.4% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 23.6%* | 21.3% |
| Return on Assets Profitability metric (above 1% is strong) | 0.5% | 0.6%* |
| Total Assets | $1.3B | $810M |
| Total Deposits | $1.0B | $666M |
| Location | Berlin, New Hampshire | Franklin, New Hampshire |
Northway Bank has a stronger Bank Health Score of 84/100 (A) compared to Franklin Savings Bank at 82/100 (A), a difference of 2 points. Northway Bank holds a Tier 1 capital ratio of 14.75% and an NPL ratio of 0.38%.