North Cambridge Coop Bank vs Athol Savings Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
North Cambridge Coop Bank has a stronger Bank Health Score of 96/100 (A) compared to Athol Savings Bank at 96/100 (A), a difference of 0 points. North Cambridge Coop Bank holds a Tier 1 capital ratio of 59.82% and an NPL ratio of 0.00%.
| Metric | North Cambridge Coop Bank | Athol Savings Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 96/100 (A) | 96/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 59.8%* | 16.5% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.1% |
| Liquidity Ratio Cash and liquid assets vs obligations | 39.7%* | 30.4% |
| Return on Assets Profitability metric (above 1% is strong) | 0.9% | 1.1%* |
| Total Assets | $83M | $628M |
| Total Deposits | $59M | $511M |
| Location | Cambridge, Massachusetts | Athol, Massachusetts |
North Cambridge Coop Bank has a stronger Bank Health Score of 96/100 (A) compared to Athol Savings Bank at 96/100 (A), a difference of 0 points. North Cambridge Coop Bank holds a Tier 1 capital ratio of 59.82% and an NPL ratio of 0.00%.