New Covenant Trust Co NA vs Everence Trust Co
Side-by-side bank health comparison using FDIC financial data
New Covenant Trust Co NA (A) and Everence Trust Co (A) are close on the BankHealth rubric. Asset bases: $8M versus $14M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
New Covenant Trust Co NA has a stronger Bank Health Score of 100/100 (A) compared to Everence Trust Co at 100/100 (A), a difference of 0 points. New Covenant Trust Co NA holds a Tier 1 capital ratio of 87.0% and an NPL ratio of 0.00%.
| Metric | New Covenant Trust Co NA | Everence Trust Co |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A) | 100/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 87.0% | 138.5%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 79.8%* | 60.3% |
| Return on Assets Profitability metric (above 1% is strong) | 9.1% | 14.2%* |
| Total Assets | $8M | $14M |
| Total Deposits | $0 | $500K |
| Location | Jeffersonville, Indiana | Goshen, Indiana |
New Covenant Trust Co NA has a stronger Bank Health Score of 100/100 (A) compared to Everence Trust Co at 100/100 (A), a difference of 0 points. New Covenant Trust Co NA holds a Tier 1 capital ratio of 87.0% and an NPL ratio of 0.00%.