Morgan Stanley Bank NA vs Bmw Bank of North America
Side-by-side bank health comparison using FDIC financial data
Verdict
Morgan Stanley Bank NA has a stronger Bank Health Score of 95/100 (A) compared to Bmw Bank of North America at 92/100 (A), a difference of 3 points. Morgan Stanley Bank NA holds a Tier 1 capital ratio of 22.19% and an NPL ratio of 0.76%.
| Metric | Morgan Stanley Bank NA | Bmw Bank of North America |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 95/100 (A)* | 92/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 22.2%* | 15.2% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.8% | 0.2%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 40.7%* | 23.3% |
| Return on Assets Profitability metric (above 1% is strong) | 3.1%* | 2.9% |
| Total Assets | $211.5B | $12.1B |
| Total Deposits | $172.2B | $7.7B |
| Location | Salt Lake City, Utah | Salt Lake City, Utah |
Morgan Stanley Bank NA has a stronger Bank Health Score of 95/100 (A) compared to Bmw Bank of North America at 92/100 (A), a difference of 3 points. Morgan Stanley Bank NA holds a Tier 1 capital ratio of 22.19% and an NPL ratio of 0.76%.