Middlesex Savings Bank vs Colonial FSB
Side-by-side bank health comparison using FDIC financial data
Verdict
Middlesex Savings Bank has a stronger Bank Health Score of 93/100 (A) compared to Colonial FSB at 92/100 (A), a difference of 1 points. Middlesex Savings Bank holds a Tier 1 capital ratio of 16.62% and an NPL ratio of 0.09%.
| Metric | Middlesex Savings Bank | Colonial FSB |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 93/100 (A)* | 92/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 16.6% | 32.9%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 33.4% | 47.9%* |
| Return on Assets Profitability metric (above 1% is strong) | 0.4%* | 0.0% |
| Total Assets | $6.0B | $363M |
| Total Deposits | $5.0B | $282M |
| Location | Natick, Massachusetts | Quincy, Massachusetts |
Middlesex Savings Bank has a stronger Bank Health Score of 93/100 (A) compared to Colonial FSB at 92/100 (A), a difference of 1 points. Middlesex Savings Bank holds a Tier 1 capital ratio of 16.62% and an NPL ratio of 0.09%.