Mcintosh County Bank vs Kindred State Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Mcintosh County Bank has a stronger Bank Health Score of 98/100 (A) compared to Kindred State Bank at 95/100 (A), a difference of 3 points. Mcintosh County Bank holds a Tier 1 capital ratio of 15.13% and an NPL ratio of 0.00%.
| Metric | Mcintosh County Bank | Kindred State Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 98/100 (A)* | 95/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.1% | 15.3%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.3% |
| Liquidity Ratio Cash and liquid assets vs obligations | 35.7% | 39.3%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.6%* | 1.2% |
| Total Assets | $120M | $39M |
| Total Deposits | $100M | $36M |
| Location | Ashley, North Dakota | Kindred, North Dakota |
Mcintosh County Bank has a stronger Bank Health Score of 98/100 (A) compared to Kindred State Bank at 95/100 (A), a difference of 3 points. Mcintosh County Bank holds a Tier 1 capital ratio of 15.13% and an NPL ratio of 0.00%.