Massmutual Trust Co vs Stafford Savings Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Massmutual Trust Co has a stronger Bank Health Score of 100/100 (A) compared to Stafford Savings Bank at 97/100 (A), a difference of 3 points. Massmutual Trust Co holds a Tier 1 capital ratio of 51.17% and an NPL ratio of 0.00%.
| Metric | Massmutual Trust Co | Stafford Savings Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 97/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 51.2%* | 32.5% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.5% |
| Liquidity Ratio Cash and liquid assets vs obligations | 88.1%* | 82.2% |
| Return on Assets Profitability metric (above 1% is strong) | 6.4% | 10.1%* |
| Total Assets | $91M | $415M |
| Total Deposits | $51M | $183M |
| Location | Windsor, Connecticut | Stafford Springs, Connecticut |
Massmutual Trust Co has a stronger Bank Health Score of 100/100 (A) compared to Stafford Savings Bank at 97/100 (A), a difference of 3 points. Massmutual Trust Co holds a Tier 1 capital ratio of 51.17% and an NPL ratio of 0.00%.