Massmutual Trust Co vs Chelsea Groton Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Massmutual Trust Co has a stronger Bank Health Score of 100/100 (A) compared to Chelsea Groton Bank at 91/100 (A), a difference of 9 points. Massmutual Trust Co holds a Tier 1 capital ratio of 51.17% and an NPL ratio of 0.00%.
| Metric | Massmutual Trust Co | Chelsea Groton Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 91/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 51.2%* | 19.9% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.2% |
| Liquidity Ratio Cash and liquid assets vs obligations | 88.1%* | 23.2% |
| Return on Assets Profitability metric (above 1% is strong) | 6.4%* | 1.7% |
| Total Assets | $91M | $1.7B |
| Total Deposits | $51M | $1.2B |
| Location | Windsor, Connecticut | Groton, Connecticut |
Massmutual Trust Co has a stronger Bank Health Score of 100/100 (A) compared to Chelsea Groton Bank at 91/100 (A), a difference of 9 points. Massmutual Trust Co holds a Tier 1 capital ratio of 51.17% and an NPL ratio of 0.00%.