Industrial Bank vs Founders Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Industrial Bank has a stronger Bank Health Score of 71/100 (B) compared to Founders Bank at 45/100 (D), a difference of 26 points. Industrial Bank holds a Tier 1 capital ratio of 26.64% and an NPL ratio of 3.34%.
| Metric | Industrial Bank | Founders Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 71/100 (B)* | 45/100 (D) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 26.6%* | 0.0% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 3.3% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 41.5%* | 17.6% |
| Return on Assets Profitability metric (above 1% is strong) | -0.3% | 0.1%* |
| Total Assets | $739M | $316M |
| Total Deposits | $628M | $244M |
| Location | Washington, District of Columbia | Washington, District of Columbia |
Industrial Bank has a stronger Bank Health Score of 71/100 (B) compared to Founders Bank at 45/100 (D), a difference of 26 points. Industrial Bank holds a Tier 1 capital ratio of 26.64% and an NPL ratio of 3.34%.