INDUSTRIAL BANK
WASHINGTON, DISTRICT OF COLUMBIA · FDIC Cert #14679
Capital & Safety Analysis
According to FDIC financial data, INDUSTRIAL BANK holds a Tier 1 capital ratio of 26.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INDUSTRIAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
INDUSTRIAL BANK shows strong financial health indicators. With $739M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
INDUSTRIAL BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 26.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
INDUSTRIAL BANK holds $739M in total assets and $628M in total deposits. It is located in WASHINGTON, DISTRICT OF COLUMBIA (FDIC Certificate #14679).
INDUSTRIAL BANK has a Tier 1 capital ratio of 26.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.34%, and the return on assets is -0.28%.
Yes. INDUSTRIAL BANK is FDIC-insured (Certificate #14679). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.