Idaho Trust Bank vs Bankcda
Side-by-side bank health comparison using FDIC financial data
Idaho Trust Bank (A) and Bankcda (A) are close on the BankHealth rubric. Asset bases: $208M versus $241M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Reviewed by BankHealthData Editorial Team · Updated
Verdict
Idaho Trust Bank has a stronger Bank Health Score of 96/100 (A) compared to Bankcda at 89/100 (A), a difference of 7 points. Idaho Trust Bank holds a Tier 1 capital ratio of 15.2% and an NPL ratio of 0.00%.
| Metric | Idaho Trust Bank | Bankcda |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 96/100 (A)* | 89/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.2%* | 12.4% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 39.6% | 44.2%* |
| Return on Assets Profitability metric (above 1% is strong) | 0.9%* | 0.9% |
| Total Assets | $208M | $241M |
| Total Deposits | $156M | $197M |
| Location | Boise, Idaho | Coeur D Alene, Idaho |
Idaho Trust Bank has a stronger Bank Health Score of 96/100 (A) compared to Bankcda at 89/100 (A), a difference of 7 points. Idaho Trust Bank holds a Tier 1 capital ratio of 15.2% and an NPL ratio of 0.00%.