First Security Bank West vs Bank of Tioga
Side-by-side bank health comparison using FDIC financial data
Verdict
First Security Bank West has a stronger Bank Health Score of 100/100 (A) compared to Bank of Tioga at 95/100 (A), a difference of 5 points. First Security Bank West holds a Tier 1 capital ratio of 28.66% and an NPL ratio of 0.03%.
| Metric | First Security Bank West | Bank of Tioga |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 95/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 28.7%* | 13.3% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 59.6% | 62.4%* |
| Return on Assets Profitability metric (above 1% is strong) | 2.2% | 2.4%* |
| Total Assets | $68M | $404M |
| Total Deposits | $62M | $401M |
| Location | Beulah, North Dakota | Tioga, North Dakota |
First Security Bank West has a stronger Bank Health Score of 100/100 (A) compared to Bank of Tioga at 95/100 (A), a difference of 5 points. First Security Bank West holds a Tier 1 capital ratio of 28.66% and an NPL ratio of 0.03%.