First Nb of Oneida vs Bank of Gleason
Side-by-side bank health comparison using FDIC financial data
Verdict
First Nb of Oneida has a stronger Bank Health Score of 98/100 (A) compared to Bank of Gleason at 95/100 (A), a difference of 3 points. First Nb of Oneida holds a Tier 1 capital ratio of 18.52% and an NPL ratio of 0.25%.
| Metric | First Nb of Oneida | Bank of Gleason |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 98/100 (A)* | 95/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 18.5% | 35.2%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.2% | 0.2%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 34.1% | 42.1%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.9%* | 1.2% |
| Total Assets | $318M | $126M |
| Total Deposits | $288M | $104M |
| Location | Oneida, Tennessee | Gleason, Tennessee |
First Nb of Oneida has a stronger Bank Health Score of 98/100 (A) compared to Bank of Gleason at 95/100 (A), a difference of 3 points. First Nb of Oneida holds a Tier 1 capital ratio of 18.52% and an NPL ratio of 0.25%.