FIRST NB OF ONEIDA
ONEIDA, TENNESSEE · FDIC Cert #4958
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF ONEIDA holds a Tier 1 capital ratio of 18.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF ONEIDA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF ONEIDA shows strong financial health indicators. With $318M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF ONEIDA has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 18.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF ONEIDA holds $318M in total assets and $288M in total deposits. It is located in ONEIDA, TENNESSEE (FDIC Certificate #4958).
FIRST NB OF ONEIDA has a Tier 1 capital ratio of 18.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 1.87%.
Yes. FIRST NB OF ONEIDA is FDIC-insured (Certificate #4958). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.