First Nb of Louisiana vs Farmers-Merchants B&T Co
Side-by-side bank health comparison using FDIC financial data
Verdict
First Nb of Louisiana has a stronger Bank Health Score of 98/100 (A) compared to Farmers-Merchants B&T Co at 96/100 (A), a difference of 2 points. First Nb of Louisiana holds a Tier 1 capital ratio of 17.30% and an NPL ratio of 0.00%.
| Metric | First Nb of Louisiana | Farmers-Merchants B&T Co |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 98/100 (A)* | 96/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 17.3% | 18.4%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.6% |
| Liquidity Ratio Cash and liquid assets vs obligations | 29.0% | 38.6%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.7% | 1.8%* |
| Total Assets | $557M | $447M |
| Total Deposits | $488M | $333M |
| Location | Crowley, Louisiana | Breaux Bridge, Louisiana |
First Nb of Louisiana has a stronger Bank Health Score of 98/100 (A) compared to Farmers-Merchants B&T Co at 96/100 (A), a difference of 2 points. First Nb of Louisiana holds a Tier 1 capital ratio of 17.30% and an NPL ratio of 0.00%.