First Nb in Okeene vs Bank of Commerce
Side-by-side bank health comparison using FDIC financial data
Verdict
First Nb in Okeene has a stronger Bank Health Score of 98/100 (A) compared to Bank of Commerce at 97/100 (A), a difference of 1 points. First Nb in Okeene holds a Tier 1 capital ratio of 28.38% and an NPL ratio of 0.00%.
| Metric | First Nb in Okeene | Bank of Commerce |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 98/100 (A)* | 97/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 28.4%* | 18.2% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.5% |
| Liquidity Ratio Cash and liquid assets vs obligations | 51.4%* | 36.8% |
| Return on Assets Profitability metric (above 1% is strong) | 1.5% | 2.6%* |
| Total Assets | $81M | $204M |
| Total Deposits | $61M | $179M |
| Location | Okeene, Oklahoma | Chelsea, Oklahoma |
First Nb in Okeene has a stronger Bank Health Score of 98/100 (A) compared to Bank of Commerce at 97/100 (A), a difference of 1 points. First Nb in Okeene holds a Tier 1 capital ratio of 28.38% and an NPL ratio of 0.00%.