BANK OF COMMERCE
CHELSEA, OKLAHOMA · FDIC Cert #13274
Capital & Safety Analysis
According to FDIC financial data, BANK OF COMMERCE holds a Tier 1 capital ratio of 18.21%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF COMMERCE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF COMMERCE shows strong financial health indicators. With $204M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF COMMERCE has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 18.21%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF COMMERCE holds $204M in total assets and $179M in total deposits. It is located in CHELSEA, OKLAHOMA (FDIC Certificate #13274).
BANK OF COMMERCE has a Tier 1 capital ratio of 18.21%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.53%, and the return on assets is 2.64%.
Yes. BANK OF COMMERCE is FDIC-insured (Certificate #13274). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.