First Fs&la of Mcminnville vs Oregon Pacific Bk DBA or Pac
Side-by-side bank health comparison using FDIC financial data
Verdict
First Fs&la of Mcminnville has a stronger Bank Health Score of 93/100 (A) compared to Oregon Pacific Bk DBA or Pac at 88/100 (A), a difference of 5 points. First Fs&la of Mcminnville holds a Tier 1 capital ratio of 20.29% and an NPL ratio of 0.00%.
| Metric | First Fs&la of Mcminnville | Oregon Pacific Bk DBA or Pac |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 93/100 (A)* | 88/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 20.3%* | 14.3% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 32.5%* | 23.3% |
| Return on Assets Profitability metric (above 1% is strong) | 0.2% | 1.3%* |
| Total Assets | $641M | $772M |
| Total Deposits | $558M | $680M |
| Location | Mcminnville, Oregon | Florence, Oregon |
First Fs&la of Mcminnville has a stronger Bank Health Score of 93/100 (A) compared to Oregon Pacific Bk DBA or Pac at 88/100 (A), a difference of 5 points. First Fs&la of Mcminnville holds a Tier 1 capital ratio of 20.29% and an NPL ratio of 0.00%.