Fidelity Bank vs Jackson Savings Bank SSB
Side-by-side bank health comparison using FDIC financial data
Verdict
Fidelity Bank has a stronger Bank Health Score of 92/100 (A) compared to Jackson Savings Bank SSB at 90/100 (A), a difference of 2 points. Fidelity Bank holds a Tier 1 capital ratio of 13.63% and an NPL ratio of 0.64%.
| Metric | Fidelity Bank | Jackson Savings Bank SSB |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 92/100 (A)* | 90/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 13.6% | 53.4%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.6% | 0.4%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 31.6% | 35.4%* |
| Return on Assets Profitability metric (above 1% is strong) | 2.0%* | 0.0% |
| Total Assets | $3.9B | $29M |
| Total Deposits | $3.6B | $22M |
| Location | Fuquay Varina, North Carolina | Sylva, North Carolina |
Fidelity Bank has a stronger Bank Health Score of 92/100 (A) compared to Jackson Savings Bank SSB at 90/100 (A), a difference of 2 points. Fidelity Bank holds a Tier 1 capital ratio of 13.63% and an NPL ratio of 0.64%.