Farmers&Merchants Stb Bushne vs Peoples State Bank of Colfax
Side-by-side bank health comparison using FDIC financial data
Verdict
Farmers&Merchants Stb Bushne has a stronger Bank Health Score of 99/100 (A) compared to Peoples State Bank of Colfax at 98/100 (A), a difference of 1 points. Farmers&Merchants Stb Bushne holds a Tier 1 capital ratio of 19.54% and an NPL ratio of 0.09%.
| Metric | Farmers&Merchants Stb Bushne | Peoples State Bank of Colfax |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 99/100 (A)* | 98/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 19.5% | 22.2%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 49.1% | 51.0%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.8%* | 1.5% |
| Total Assets | $85M | $44M |
| Total Deposits | $78M | $38M |
| Location | Bushnell, Illinois | Colfax, Illinois |
Farmers&Merchants Stb Bushne has a stronger Bank Health Score of 99/100 (A) compared to Peoples State Bank of Colfax at 98/100 (A), a difference of 1 points. Farmers&Merchants Stb Bushne holds a Tier 1 capital ratio of 19.54% and an NPL ratio of 0.09%.