FARMERS&MERCHANTS STB BUSHNE
BUSHNELL, ILLINOIS · FDIC Cert #11324
Capital & Safety Analysis
According to FDIC financial data, FARMERS&MERCHANTS STB BUSHNE holds a Tier 1 capital ratio of 19.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS&MERCHANTS STB BUSHNE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS&MERCHANTS STB BUSHNE shows strong financial health indicators. With $85M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS&MERCHANTS STB BUSHNE has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 19.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS&MERCHANTS STB BUSHNE holds $85M in total assets and $78M in total deposits. It is located in BUSHNELL, ILLINOIS (FDIC Certificate #11324).
FARMERS&MERCHANTS STB BUSHNE has a Tier 1 capital ratio of 19.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 1.82%.
Yes. FARMERS&MERCHANTS STB BUSHNE is FDIC-insured (Certificate #11324). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.