Farmers&Merchants Stb Bushne vs Grundy Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Farmers&Merchants Stb Bushne has a stronger Bank Health Score of 99/100 (A) compared to Grundy Bank at 99/100 (A), a difference of 0 points. Farmers&Merchants Stb Bushne holds a Tier 1 capital ratio of 19.54% and an NPL ratio of 0.09%.
| Metric | Farmers&Merchants Stb Bushne | Grundy Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 99/100 (A) | 99/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 19.5%* | 18.7% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1%* | 0.1% |
| Liquidity Ratio Cash and liquid assets vs obligations | 49.1%* | 30.1% |
| Return on Assets Profitability metric (above 1% is strong) | 1.8% | 3.1%* |
| Total Assets | $85M | $354M |
| Total Deposits | $78M | $309M |
| Location | Bushnell, Illinois | Morris, Illinois |
Farmers&Merchants Stb Bushne has a stronger Bank Health Score of 99/100 (A) compared to Grundy Bank at 99/100 (A), a difference of 0 points. Farmers&Merchants Stb Bushne holds a Tier 1 capital ratio of 19.54% and an NPL ratio of 0.09%.