Dime Bank vs Connecticut Cmty Bank NA
Side-by-side bank health comparison using FDIC financial data
Dime Bank (A) and Connecticut Cmty Bank NA (A) are close on the BankHealth rubric. Asset bases: $1.1B versus $550M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Dime Bank has a stronger Bank Health Score of 88/100 (A) compared to Connecticut Cmty Bank NA at 84/100 (A), a difference of 4 points. Dime Bank holds a Tier 1 capital ratio of 15.8% and an NPL ratio of 0.18%.
| Metric | Dime Bank | Connecticut Cmty Bank NA |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 88/100 (A)* | 84/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.8%* | 12.4% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.2%* | 0.9% |
| Liquidity Ratio Cash and liquid assets vs obligations | 25.6% | 38.1%* |
| Return on Assets Profitability metric (above 1% is strong) | 0.4% | 1.0%* |
| Total Assets | $1.1B | $550M |
| Total Deposits | $874M | $470M |
| Location | Norwich, Connecticut | Norwalk, Connecticut |
Dime Bank has a stronger Bank Health Score of 88/100 (A) compared to Connecticut Cmty Bank NA at 84/100 (A), a difference of 4 points. Dime Bank holds a Tier 1 capital ratio of 15.8% and an NPL ratio of 0.18%.