Davidson Trust Co vs Independence Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Davidson Trust Co has a stronger Bank Health Score of 100/100 (A) compared to Independence Bank at 90/100 (A), a difference of 10 points. Davidson Trust Co holds a Tier 1 capital ratio of 195.89% and an NPL ratio of 0.00%.
| Metric | Davidson Trust Co | Independence Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 90/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 195.9%* | 14.7% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.1% |
| Liquidity Ratio Cash and liquid assets vs obligations | 89.7%* | 22.5% |
| Return on Assets Profitability metric (above 1% is strong) | 17.2%* | 1.8% |
| Total Assets | $11M | $1.2B |
| Total Deposits | $500K | $1.1B |
| Location | Great Falls, Montana | Havre, Montana |
Davidson Trust Co has a stronger Bank Health Score of 100/100 (A) compared to Independence Bank at 90/100 (A), a difference of 10 points. Davidson Trust Co holds a Tier 1 capital ratio of 195.89% and an NPL ratio of 0.00%.