Country Trust Bank vs Grundy Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Country Trust Bank has a stronger Bank Health Score of 100/100 (A) compared to Grundy Bank at 99/100 (A), a difference of 1 points. Country Trust Bank holds a Tier 1 capital ratio of 117.02% and an NPL ratio of 0.00%.
| Metric | Country Trust Bank | Grundy Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 99/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 117.0%* | 18.7% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.1% |
| Liquidity Ratio Cash and liquid assets vs obligations | 76.5%* | 30.1% |
| Return on Assets Profitability metric (above 1% is strong) | 27.7%* | 3.1% |
| Total Assets | $35M | $354M |
| Total Deposits | $734K | $309M |
| Location | Bloomington, Illinois | Morris, Illinois |
Country Trust Bank has a stronger Bank Health Score of 100/100 (A) compared to Grundy Bank at 99/100 (A), a difference of 1 points. Country Trust Bank holds a Tier 1 capital ratio of 117.02% and an NPL ratio of 0.00%.