Commercial Banking Co vs Stifel Trust Co NA
Side-by-side bank health comparison using FDIC financial data
Verdict
Commercial Banking Co has a stronger Bank Health Score of 100/100 (A) compared to Stifel Trust Co NA at 100/100 (A), a difference of 0 points. Commercial Banking Co holds a Tier 1 capital ratio of 18.14% and an NPL ratio of 0.04%.
| Metric | Commercial Banking Co | Stifel Trust Co NA |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A) | 100/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 18.1% | 31.9%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 30.4% | 97.3%* |
| Return on Assets Profitability metric (above 1% is strong) | 2.1% | 4.7%* |
| Total Assets | $355M | $889M |
| Total Deposits | $317M | $841M |
| Location | Valdosta, Georgia | Saint Louis, Missouri |
Commercial Banking Co has a stronger Bank Health Score of 100/100 (A) compared to Stifel Trust Co NA at 100/100 (A), a difference of 0 points. Commercial Banking Co holds a Tier 1 capital ratio of 18.14% and an NPL ratio of 0.04%.