Citizens Bank of Ada vs First Nb in Okeene
Side-by-side bank health comparison using FDIC financial data
Verdict
Citizens Bank of Ada has a stronger Bank Health Score of 98/100 (A) compared to First Nb in Okeene at 98/100 (A), a difference of 0 points. Citizens Bank of Ada holds a Tier 1 capital ratio of 15.91% and an NPL ratio of 0.24%.
| Metric | Citizens Bank of Ada | First Nb in Okeene |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 98/100 (A) | 98/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.9% | 28.4%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.2% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 42.9% | 51.4%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.8%* | 1.5% |
| Total Assets | $307M | $81M |
| Total Deposits | $265M | $61M |
| Location | Ada, Oklahoma | Okeene, Oklahoma |
Citizens Bank of Ada has a stronger Bank Health Score of 98/100 (A) compared to First Nb in Okeene at 98/100 (A), a difference of 0 points. Citizens Bank of Ada holds a Tier 1 capital ratio of 15.91% and an NPL ratio of 0.24%.