Chesapeake Bank&Trust Co vs Queenstown Bank of Maryland
Side-by-side bank health comparison using FDIC financial data
Verdict
Chesapeake Bank&Trust Co has a stronger Bank Health Score of 96/100 (A) compared to Queenstown Bank of Maryland at 94/100 (A), a difference of 2 points. Chesapeake Bank&Trust Co holds a Tier 1 capital ratio of 14.41% and an NPL ratio of 0.28%.
| Metric | Chesapeake Bank&Trust Co | Queenstown Bank of Maryland |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 96/100 (A)* | 94/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 14.4% | 17.1%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.3% | 0.2%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 29.5%* | 28.7% |
| Return on Assets Profitability metric (above 1% is strong) | 2.1%* | 1.0% |
| Total Assets | $141M | $683M |
| Total Deposits | $118M | $589M |
| Location | Chestertown, Maryland | Queenstown, Maryland |
Chesapeake Bank&Trust Co has a stronger Bank Health Score of 96/100 (A) compared to Queenstown Bank of Maryland at 94/100 (A), a difference of 2 points. Chesapeake Bank&Trust Co holds a Tier 1 capital ratio of 14.41% and an NPL ratio of 0.28%.