Chesapeake Bank&Trust Co vs Calvin B Taylor Bk Berlin Md
Side-by-side bank health comparison using FDIC financial data
Chesapeake Bank&Trust Co (A) and Calvin B Taylor Bk Berlin Md (A) are close on the BankHealth rubric. Asset bases: $141M versus $896M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Chesapeake Bank&Trust Co has a stronger Bank Health Score of 96/100 (A) compared to Calvin B Taylor Bk Berlin Md at 92/100 (A), a difference of 4 points. Chesapeake Bank&Trust Co holds a Tier 1 capital ratio of 14.4% and an NPL ratio of 0.28%.
| Metric | Chesapeake Bank&Trust Co | Calvin B Taylor Bk Berlin Md |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 96/100 (A)* | 92/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 14.4%* | 13.4% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.3% | 0.1%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 29.5%* | 28.2% |
| Return on Assets Profitability metric (above 1% is strong) | 2.1%* | 1.7% |
| Total Assets | $141M | $896M |
| Total Deposits | $118M | $786M |
| Location | Chestertown, Maryland | Berlin, Maryland |
Chesapeake Bank&Trust Co has a stronger Bank Health Score of 96/100 (A) compared to Calvin B Taylor Bk Berlin Md at 92/100 (A), a difference of 4 points. Chesapeake Bank&Trust Co holds a Tier 1 capital ratio of 14.4% and an NPL ratio of 0.28%.