CALVIN B TAYLOR BK BERLIN MD
BERLIN, MARYLAND · FDIC Cert #5874
Capital & Safety Analysis
According to FDIC financial data, CALVIN B TAYLOR BK BERLIN MD holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CALVIN B TAYLOR BK BERLIN MD to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CALVIN B TAYLOR BK BERLIN MD shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CALVIN B TAYLOR BK BERLIN MD has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CALVIN B TAYLOR BK BERLIN MD holds $896M in total assets and $786M in total deposits. It is located in BERLIN, MARYLAND (FDIC Certificate #5874).
CALVIN B TAYLOR BK BERLIN MD has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.10%, and the return on assets is 1.70%.
Yes. CALVIN B TAYLOR BK BERLIN MD is FDIC-insured (Certificate #5874). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.