Capital Bank&Trust Co vs Bank of Stockton
Side-by-side bank health comparison using FDIC financial data
Verdict
Capital Bank&Trust Co has a stronger Bank Health Score of 100/100 (A) compared to Bank of Stockton at 98/100 (A), a difference of 2 points. Capital Bank&Trust Co holds a Tier 1 capital ratio of 190.32% and an NPL ratio of 0.00%.
| Metric | Capital Bank&Trust Co | Bank of Stockton |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 98/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 190.3%* | 16.8% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.1% |
| Liquidity Ratio Cash and liquid assets vs obligations | 72.1%* | 43.4% |
| Return on Assets Profitability metric (above 1% is strong) | 61.1%* | 1.6% |
| Total Assets | $174M | $4.3B |
| Total Deposits | $500K | $3.5B |
| Location | Irvine, California | Stockton, California |
Capital Bank&Trust Co has a stronger Bank Health Score of 100/100 (A) compared to Bank of Stockton at 98/100 (A), a difference of 2 points. Capital Bank&Trust Co holds a Tier 1 capital ratio of 190.32% and an NPL ratio of 0.00%.