Bryant Bank vs Premier Bank of the South
Side-by-side bank health comparison using FDIC financial data
Verdict
Bryant Bank has a stronger Bank Health Score of 100/100 (A) compared to Premier Bank of the South at 97/100 (A), a difference of 3 points. Bryant Bank holds a Tier 1 capital ratio of 18.33% and an NPL ratio of 0.07%.
| Metric | Bryant Bank | Premier Bank of the South |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 97/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 18.3%* | 16.7% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 44.0%* | 42.5% |
| Return on Assets Profitability metric (above 1% is strong) | 2.1%* | 1.2% |
| Total Assets | $2.5B | $354M |
| Total Deposits | $2.0B | $326M |
| Location | Tuscaloosa, Alabama | Cullman, Alabama |
Bryant Bank has a stronger Bank Health Score of 100/100 (A) compared to Premier Bank of the South at 97/100 (A), a difference of 3 points. Bryant Bank holds a Tier 1 capital ratio of 18.33% and an NPL ratio of 0.07%.