Bath Savings Institution vs Katahdin Trust Co
Side-by-side bank health comparison using FDIC financial data
Bath Savings Institution (A) and Katahdin Trust Co (A) are close on the BankHealth rubric. Asset bases: $1.4B versus $1.0B.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Bath Savings Institution has a stronger Bank Health Score of 96/100 (A) compared to Katahdin Trust Co at 81/100 (A), a difference of 15 points. Bath Savings Institution holds a Tier 1 capital ratio of 15.2% and an NPL ratio of 0.03%.
| Metric | Bath Savings Institution | Katahdin Trust Co |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 96/100 (A)* | 81/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.2%* | 14.9% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.2% |
| Liquidity Ratio Cash and liquid assets vs obligations | 36.3%* | 16.0% |
| Return on Assets Profitability metric (above 1% is strong) | 1.1%* | 1.1% |
| Total Assets | $1.4B | $1.0B |
| Total Deposits | $1.1B | $862M |
| Location | Bath, Maine | Patten, Maine |
Bath Savings Institution has a stronger Bank Health Score of 96/100 (A) compared to Katahdin Trust Co at 81/100 (A), a difference of 15 points. Bath Savings Institution holds a Tier 1 capital ratio of 15.2% and an NPL ratio of 0.03%.