BATH SAVINGS INSTITUTION
BATH, MAINE · FDIC Cert #17749
Capital & Safety Analysis
According to FDIC financial data, BATH SAVINGS INSTITUTION holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BATH SAVINGS INSTITUTION to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BATH SAVINGS INSTITUTION shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BATH SAVINGS INSTITUTION has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BATH SAVINGS INSTITUTION holds $1.4B in total assets and $1.1B in total deposits. It is located in BATH, MAINE (FDIC Certificate #17749).
BATH SAVINGS INSTITUTION has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 1.12%.
Yes. BATH SAVINGS INSTITUTION is FDIC-insured (Certificate #17749). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.