Bankcda vs First FSB of Twin Falls
Side-by-side bank health comparison using FDIC financial data
Bankcda (A) and First FSB of Twin Falls (A) are close on the BankHealth rubric. Asset bases: $241M versus $1.6B.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Reviewed by BankHealthData Editorial Team · Updated
Verdict
Bankcda has a stronger Bank Health Score of 89/100 (A) compared to First FSB of Twin Falls at 86/100 (A), a difference of 3 points. Bankcda holds a Tier 1 capital ratio of 12.4% and an NPL ratio of 0.00%.
| Metric | Bankcda | First FSB of Twin Falls |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 89/100 (A)* | 86/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 12.4%* | 12.2% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 44.2%* | 30.4% |
| Return on Assets Profitability metric (above 1% is strong) | 0.9%* | 0.4% |
| Total Assets | $241M | $1.6B |
| Total Deposits | $197M | $1.3B |
| Location | Coeur D Alene, Idaho | Twin Falls, Idaho |
Bankcda has a stronger Bank Health Score of 89/100 (A) compared to First FSB of Twin Falls at 86/100 (A), a difference of 3 points. Bankcda holds a Tier 1 capital ratio of 12.4% and an NPL ratio of 0.00%.