Bank of York vs Pee Dee Federal Savings Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Bank of York has a stronger Bank Health Score of 97/100 (A) compared to Pee Dee Federal Savings Bank at 96/100 (A), a difference of 1 points. Bank of York holds a Tier 1 capital ratio of 30.31% and an NPL ratio of 0.58%.
| Metric | Bank of York | Pee Dee Federal Savings Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 97/100 (A)* | 96/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 30.3% | 39.8%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.6% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 66.2% | 66.6%* |
| Return on Assets Profitability metric (above 1% is strong) | 2.4%* | 1.0% |
| Total Assets | $292M | $38M |
| Total Deposits | $253M | $31M |
| Location | York, South Carolina | Marion, South Carolina |
Bank of York has a stronger Bank Health Score of 97/100 (A) compared to Pee Dee Federal Savings Bank at 96/100 (A), a difference of 1 points. Bank of York holds a Tier 1 capital ratio of 30.31% and an NPL ratio of 0.58%.