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BankHealth

BANK OF YORK

YORK, SOUTH CAROLINA · FDIC Cert #15104

A
Health Score
97/100
$292M
Total Assets
$253M
Total Deposits
30.31%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF YORK holds a Tier 1 capital ratio of 30.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF YORK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.58%
Nonperforming Loans
Low — healthy loan portfolio
66.19%
Liquidity Ratio
Strong — can meet withdrawal demands
2.44%
Return on Assets
Profitable — earning well on assets
$253M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF YORK shows strong financial health indicators. With $292M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF YORK has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 30.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF YORK holds $292M in total assets and $253M in total deposits. It is located in YORK, SOUTH CAROLINA (FDIC Certificate #15104).

BANK OF YORK has a Tier 1 capital ratio of 30.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.58%, and the return on assets is 2.44%.

Yes. BANK OF YORK is FDIC-insured (Certificate #15104). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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