Bank of Travelers Rest vs Optus Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Bank of Travelers Rest has a stronger Bank Health Score of 96/100 (A) compared to Optus Bank at 96/100 (A), a difference of 0 points. Bank of Travelers Rest holds a Tier 1 capital ratio of 14.73% and an NPL ratio of 0.04%.
| Metric | Bank of Travelers Rest | Optus Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 96/100 (A) | 96/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 14.7% | 17.0%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.4% |
| Liquidity Ratio Cash and liquid assets vs obligations | 39.4%* | 30.2% |
| Return on Assets Profitability metric (above 1% is strong) | 1.2% | 1.6%* |
| Total Assets | $1.4B | $592M |
| Total Deposits | $1.3B | $463M |
| Location | Travelers Rest, South Carolina | Columbia, South Carolina |
Bank of Travelers Rest has a stronger Bank Health Score of 96/100 (A) compared to Optus Bank at 96/100 (A), a difference of 0 points. Bank of Travelers Rest holds a Tier 1 capital ratio of 14.73% and an NPL ratio of 0.04%.