Bank of the Pacific vs Kitsap Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Bank of the Pacific has a stronger Bank Health Score of 95/100 (A) compared to Kitsap Bank at 95/100 (A), a difference of 0 points. Bank of the Pacific holds a Tier 1 capital ratio of 16.37% and an NPL ratio of 0.19%.
| Metric | Bank of the Pacific | Kitsap Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 95/100 (A) | 95/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 16.4%* | 15.6% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.2% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 31.6% | 37.7%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.2%* | 0.8% |
| Total Assets | $1.1B | $1.7B |
| Total Deposits | $986M | $1.4B |
| Location | Aberdeen, Washington | Port Orchard, Washington |
Bank of the Pacific has a stronger Bank Health Score of 95/100 (A) compared to Kitsap Bank at 95/100 (A), a difference of 0 points. Bank of the Pacific holds a Tier 1 capital ratio of 16.37% and an NPL ratio of 0.19%.