Bank of Ocean City vs Bank of Glen Burnie
Side-by-side bank health comparison using FDIC financial data
Verdict
Bank of Ocean City has a stronger Bank Health Score of 91/100 (A) compared to Bank of Glen Burnie at 90/100 (A), a difference of 1 points. Bank of Ocean City holds a Tier 1 capital ratio of 13.92% and an NPL ratio of 0.00%.
| Metric | Bank of Ocean City | Bank of Glen Burnie |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 91/100 (A)* | 90/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 13.9% | 15.6%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.2% |
| Liquidity Ratio Cash and liquid assets vs obligations | 27.8% | 37.4%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.1%* | -0.3% |
| Total Assets | $635M | $356M |
| Total Deposits | $570M | $306M |
| Location | Ocean City, Maryland | Glen Burnie, Maryland |
Bank of Ocean City has a stronger Bank Health Score of 91/100 (A) compared to Bank of Glen Burnie at 90/100 (A), a difference of 1 points. Bank of Ocean City holds a Tier 1 capital ratio of 13.92% and an NPL ratio of 0.00%.