BANK OF OCEAN CITY
OCEAN CITY, MARYLAND · FDIC Cert #5867
Capital & Safety Analysis
According to FDIC financial data, BANK OF OCEAN CITY holds a Tier 1 capital ratio of 13.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF OCEAN CITY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF OCEAN CITY shows strong financial health indicators. With $635M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF OCEAN CITY has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 13.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF OCEAN CITY holds $635M in total assets and $570M in total deposits. It is located in OCEAN CITY, MARYLAND (FDIC Certificate #5867).
BANK OF OCEAN CITY has a Tier 1 capital ratio of 13.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.10%.
Yes. BANK OF OCEAN CITY is FDIC-insured (Certificate #5867). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.