Bank of Monroe vs City Nb of West Virginia
Side-by-side bank health comparison using FDIC financial data
Verdict
Bank of Monroe has a stronger Bank Health Score of 97/100 (A) compared to City Nb of West Virginia at 95/100 (A), a difference of 2 points. Bank of Monroe holds a Tier 1 capital ratio of 21.32% and an NPL ratio of 0.02%.
| Metric | Bank of Monroe | City Nb of West Virginia |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 97/100 (A)* | 95/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 21.3%* | 15.2% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.2% |
| Liquidity Ratio Cash and liquid assets vs obligations | 36.1%* | 26.3% |
| Return on Assets Profitability metric (above 1% is strong) | 1.2% | 2.3%* |
| Total Assets | $225M | $6.3B |
| Total Deposits | $201M | $5.1B |
| Location | Union, West Virginia | Charleston, West Virginia |
Bank of Monroe has a stronger Bank Health Score of 97/100 (A) compared to City Nb of West Virginia at 95/100 (A), a difference of 2 points. Bank of Monroe holds a Tier 1 capital ratio of 21.32% and an NPL ratio of 0.02%.