Bank of Commerce vs Bank of Grand Lake
Side-by-side bank health comparison using FDIC financial data
Verdict
Bank of Commerce has a stronger Bank Health Score of 97/100 (A) compared to Bank of Grand Lake at 97/100 (A), a difference of 0 points. Bank of Commerce holds a Tier 1 capital ratio of 18.21% and an NPL ratio of 0.53%.
| Metric | Bank of Commerce | Bank of Grand Lake |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 97/100 (A) | 97/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 18.2%* | 15.3% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.5% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 36.8%* | 36.7% |
| Return on Assets Profitability metric (above 1% is strong) | 2.6%* | 1.2% |
| Total Assets | $204M | $249M |
| Total Deposits | $179M | $228M |
| Location | Chelsea, Oklahoma | Grove, Oklahoma |
Bank of Commerce has a stronger Bank Health Score of 97/100 (A) compared to Bank of Grand Lake at 97/100 (A), a difference of 0 points. Bank of Commerce holds a Tier 1 capital ratio of 18.21% and an NPL ratio of 0.53%.