Bank of Brookhaven vs Bank of Winona
Side-by-side bank health comparison using FDIC financial data
Verdict
Bank of Brookhaven has a stronger Bank Health Score of 97/100 (A) compared to Bank of Winona at 94/100 (A), a difference of 3 points. Bank of Brookhaven holds a Tier 1 capital ratio of 17.46% and an NPL ratio of 0.00%.
| Metric | Bank of Brookhaven | Bank of Winona |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 97/100 (A)* | 94/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 17.5% | 30.5%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.5% |
| Liquidity Ratio Cash and liquid assets vs obligations | 39.3% | 62.0%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.4%* | 1.1% |
| Total Assets | $233M | $148M |
| Total Deposits | $205M | $126M |
| Location | Brookhaven, Mississippi | Winona, Mississippi |
Bank of Brookhaven has a stronger Bank Health Score of 97/100 (A) compared to Bank of Winona at 94/100 (A), a difference of 3 points. Bank of Brookhaven holds a Tier 1 capital ratio of 17.46% and an NPL ratio of 0.00%.