Bank of Bearden vs Petit Jean State Bank
Side-by-side bank health comparison using FDIC financial data
Bank of Bearden (A) and Petit Jean State Bank (A) are close on the BankHealth rubric. Asset bases: $69M versus $234M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Bank of Bearden has a stronger Bank Health Score of 100/100 (A) compared to Petit Jean State Bank at 98/100 (A), a difference of 2 points. Bank of Bearden holds a Tier 1 capital ratio of 19.5% and an NPL ratio of 0.00%.
| Metric | Bank of Bearden | Petit Jean State Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 98/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 19.5%* | 16.1% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.3% |
| Liquidity Ratio Cash and liquid assets vs obligations | 44.6%* | 44.2% |
| Return on Assets Profitability metric (above 1% is strong) | 2.3%* | 2.2% |
| Total Assets | $69M | $234M |
| Total Deposits | $63M | $191M |
| Location | Bearden, Arkansas | Morrilton, Arkansas |
Bank of Bearden has a stronger Bank Health Score of 100/100 (A) compared to Petit Jean State Bank at 98/100 (A), a difference of 2 points. Bank of Bearden holds a Tier 1 capital ratio of 19.5% and an NPL ratio of 0.00%.