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Bank of Bearden vs First Nb Northwest Florida

Side-by-side bank health comparison using FDIC financial data

Verdict

Bank of Bearden has a stronger Bank Health Score of 100/100 (A) compared to First Nb Northwest Florida at 100/100 (A), a difference of 0 points. Bank of Bearden holds a Tier 1 capital ratio of 19.50% and an NPL ratio of 0.00%.

MetricBank of BeardenFirst Nb Northwest Florida
Health Score
Composite score (0-100) based on capital, loan quality, liquidity, and profitability
100/100 (A)100/100 (A)
Tier 1 Capital Ratio
Core equity capital as % of risk-weighted assets (8%+ is well-capitalized)
19.5%51.5%*
NPL Ratio
Nonperforming loans as % of total loans (lower is better)
0.0%0.0%*
Liquidity Ratio
Cash and liquid assets vs obligations
44.6%65.9%*
Return on Assets
Profitability metric (above 1% is strong)
2.3%2.5%*
Total Assets$69M$176M
Total Deposits$63M$148M
LocationBearden, ArkansasPanama City, Florida

Bank of Bearden has a stronger Bank Health Score of 100/100 (A) compared to First Nb Northwest Florida at 100/100 (A), a difference of 0 points. Bank of Bearden holds a Tier 1 capital ratio of 19.50% and an NPL ratio of 0.00%.

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