Aroostook County Fs&La vs Norway Savings Bank
Side-by-side bank health comparison using FDIC financial data
Aroostook County Fs&La (A) and Norway Savings Bank (A) are close on the BankHealth rubric. Asset bases: $190M versus $1.9B.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Aroostook County Fs&La has a stronger Bank Health Score of 91/100 (A) compared to Norway Savings Bank at 81/100 (A), a difference of 10 points. Aroostook County Fs&La holds a Tier 1 capital ratio of 17.5% and an NPL ratio of 0.12%.
| Metric | Aroostook County Fs&La | Norway Savings Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 91/100 (A)* | 81/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 17.5%* | 13.3% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1%* | 0.8% |
| Liquidity Ratio Cash and liquid assets vs obligations | 28.4%* | 24.1% |
| Return on Assets Profitability metric (above 1% is strong) | 0.4% | 1.0%* |
| Total Assets | $190M | $1.9B |
| Total Deposits | $166M | $1.5B |
| Location | Caribou, Maine | Norway, Maine |
Aroostook County Fs&La has a stronger Bank Health Score of 91/100 (A) compared to Norway Savings Bank at 81/100 (A), a difference of 10 points. Aroostook County Fs&La holds a Tier 1 capital ratio of 17.5% and an NPL ratio of 0.12%.