Amg National Trust Bank vs Colorado B&T Co of la Junta
Side-by-side bank health comparison using FDIC financial data
Amg National Trust Bank (A) and Colorado B&T Co of la Junta (A) are close on the BankHealth rubric. Asset bases: $660M versus $210M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Amg National Trust Bank has a stronger Bank Health Score of 100/100 (A) compared to Colorado B&T Co of la Junta at 95/100 (A), a difference of 5 points. Amg National Trust Bank holds a Tier 1 capital ratio of 18.6% and an NPL ratio of 0.03%.
| Metric | Amg National Trust Bank | Colorado B&T Co of la Junta |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 95/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 18.6%* | 15.0% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.2% |
| Liquidity Ratio Cash and liquid assets vs obligations | 54.6%* | 26.3% |
| Return on Assets Profitability metric (above 1% is strong) | 2.8%* | 2.7% |
| Total Assets | $660M | $210M |
| Total Deposits | $551M | $165M |
| Location | Boulder, Colorado | La Junta, Colorado |
Amg National Trust Bank has a stronger Bank Health Score of 100/100 (A) compared to Colorado B&T Co of la Junta at 95/100 (A), a difference of 5 points. Amg National Trust Bank holds a Tier 1 capital ratio of 18.6% and an NPL ratio of 0.03%.