American Interstate Bank vs Comerica B&T NA
Side-by-side bank health comparison using FDIC financial data
American Interstate Bank (A) and Comerica B&T NA (A) are close on the BankHealth rubric. Asset bases: $140M versus $116M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
American Interstate Bank has a stronger Bank Health Score of 100/100 (A) compared to Comerica B&T NA at 100/100 (A), a difference of 0 points. American Interstate Bank holds a Tier 1 capital ratio of 18.7% and an NPL ratio of 0.00%.
| Metric | American Interstate Bank | Comerica B&T NA |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A) | 100/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 18.7% | 198.6%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 39.2% | 62.1%* |
| Return on Assets Profitability metric (above 1% is strong) | 4.3% | 15.3%* |
| Total Assets | $140M | $116M |
| Total Deposits | $118M | $520K |
| Location | Elkhorn, Nebraska | Ann Arbor, Michigan |
American Interstate Bank has a stronger Bank Health Score of 100/100 (A) compared to Comerica B&T NA at 100/100 (A), a difference of 0 points. American Interstate Bank holds a Tier 1 capital ratio of 18.7% and an NPL ratio of 0.00%.